Asset Allocation (Personal Finances)

Millennials Want to Retire at 50. How to Afford It Is Another Matter.

“You don’t want to have all of your savings in pretax retirement accounts that can be costly to use before age 59.5,” he said. Mr. Northrup will sometimes recommend that his millennial clients reduce their retirement savings to have more cash available for shorter-term goals like buying a house, taking a trip or paying down […]

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Russia-Ukraine Crisis Shakes Markets, but Long-Term Outlook Is Better

Even so, long-term investors with well-diversified portfolios of stocks and high-quality bonds — whether held directly or through low-cost mutual funds and exchange-traded funds — will probably be able to ride out this crisis, as they have so many others. While stocks often fall amid global turmoil, U.S. Treasury bonds tend to rally as investors […]

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Should You Manage Your Own Stock Portfolio?

Perhaps you’ve lost some money betting on stocks, like MetaZuckerbook, and you feel you ought to do something in the face of a wildly swinging market where a giant company can soar or lose a quarter of its value in a day. Fortunately there’s a sound strategy that even sworn enemies like Senator Josh Hawley […]

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