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NEW YORK DAWN™ > Blog > Real Estate > The right way to Estimate Utility Prices When Shopping for a Home
The right way to Estimate Utility Prices When Shopping for a Home
Real Estate

The right way to Estimate Utility Prices When Shopping for a Home

Last updated: September 18, 2025 5:55 pm
Editorial Board Published September 18, 2025
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Whenever you’re purchasing for a house, you’re probably targeted on the checklist value and down fee. However don’t overlook utility payments. From electrical energy and water to web and trash service, these month-to-month prices can add up quick, and range loads relying on the house.

Whether or not you’re eyeing a house in El Paso, TX or New Haven, CT, understanding what utilities may cost a little can assist you price range good from the beginning. This Redfin information covers easy methods to estimate utility prices, what components affect them, and what the everyday house owner pays every month.

Key takeaways

The common month-to-month value for the six commonest utilities is about $523.
Get utility estimates early out of your agent, the vendor, or native suppliers..
For the highest 6 family utilities, the common value is $523/month.
Prices range primarily based on location, residence measurement, utilization habits, and local weather.

Desk of contents

3 methods to estimate utility prices

In the event you’re trying to get a basic thought of how a lot you’ll spend per 30 days on utilities in your new residence, there are three major methods to acquire this data:

1. Ask your actual property agent

Actual property brokers can assist estimate utility prices by reviewing historic information from the vendor’s agent or annual utility prices of comparables. In the event you’re trying to estimate utility prices for a rental residence or condo, you possibly can ask a landlord or condo supervisor as an alternative.

2. Ask the present resident

If doable, ask the present house owner what they sometimes pay every month. You don’t want precise payments – even a ballpark vary may be useful. “The most reliable way to estimate monthly utility expenses before purchasing a home is to request a 12-month usage history from the current owner.” says Kelly Bedrich, the cofounder of ElectricityPlans.com, a comparability website for electrical energy in states the place power selection is deregulated. “Whereas this is not going to account for variations like thermostat settings or variety of occupants, it’s one of the simplest ways to approximate your utilization. “

3. Ask utility suppliers

You’ll be able to attain out to native utility suppliers and ask for an estimate for the place you’re transferring into. Most corporations can provide you a mean month-to-month value on your particular handle primarily based on the previous 12 months’s utilization. 

Common utility value by sort

Listed here are the six utilities it’s best to embody when estimating your month-to-month prices, ranked from most to least costly.

1. Electrical energy

The common electrical invoice in 2025 is $146/month in response to SaveOnEnergy.

2. Gasoline

Whereas this invoice relies upon enormously on the season, the common gasoline invoice in 2025 is round $90/month in response to SoFi.

3. Sewer

This invoice differs enormously by state, however the common nationwide sewer invoice in 2024 is $86/month in response to Doxo.

4. Water

The nationwide common for a household of 4 in 2024 is $73/month in response to Garden Starter.

5. Web

In accordance with Forbes, the common web invoice in 2025 is $65/month.

6. Trash

The common trash invoice is $63/month in response to Transfer.

Complete common

solely these six major utilities, a house’s common utility value totals to $523/month.

a chrome faucet fills up a large white tub with a leafy plant in the background begging the questions how to estimate utility costs when buying a house as answered in this Redfin article

Components that affect utility prices

Utility prices range enormously by residence, state, measurement, and so on. so it’s necessary to have a look at the variables that may have an effect on these prices when estimating.

Location: Utility prices range enormously by state as a result of variations in power sources, pricing laws, and infrastructure.
Local weather: Local weather performs a giant position in particularly heating and cooling prices. For instance, householders in colder climates might spend extra on warmth whereas these in hotter areas might have larger electrical energy payments from air-con utilization. 
Variety of occupants: Bigger households can see larger electrical energy, water, sewer, and generally web payments as a result of elevated utilization. Households with younger kids or retirees also can see larger payments as a result of elevated time spent at residence.
Utilization habits: Frequency and effectivity closely affect utility prices, particularly the power, water, gasoline, and sewer payments.
Residence measurement: The bigger the house, sometimes the upper the utility payments. Extra sq. footage means extra power to warmth, cool, and energy.
Residence age: Older houses have the potential for outdated infrastructure like much less environment friendly insulation or getting older HVAC techniques that may require extra power to function. Some newer houses have up to date techniques and trendy expertise like double-pane home windows or photo voltaic panels that may assist scale back utility bills.
Inflation: Inflation impacts each side of the economic system, together with charges charged by utility suppliers so you possibly can count on prices to vary because the economic system does.

In accordance with Kelly Bedrich, heating and cooling your property “accounts for around 50% of your electricity usage. You can keep your electricity bill low by using recommended thermostat settings and by running a DIY energy audit on your home shortly after you move in. That helps identify where air and energy are escaping from your home and driving up your utility bills.”

FAQs
How can I lower utility prices?

This is dependent upon which utility you’re making an attempt to save lots of on, however we’ve a information right here.

How do seasons have an effect on utility prices?

Seasons particularly have an effect on gasoline and electrical energy payments as a result of elevated heating wants within the winter and cooling wants in the summertime.

How do I arrange utilities?

First compile a listing of all of the utilities you want, analysis suppliers for every, and schedule set-up with every supplier previous to your move-in.

How do native utility fee constructions work?

Native utility fee constructions decide easy methods to pay for utilities and may be flat fee, tiered (block) charges, time-of-use (TOU) charges, or real-time, so be sure you do your analysis when organising your utility suppliers.

What are power effectivity rankings?

Power effectivity rankings point out how efficient a house (or equipment) is at utilizing power which can assist when evaluating choices and lowering utility prices. The HERS (Residence Power Score System) Index is the trade standing for residence power effectivity measurement the place decrease scores imply higher power efficiency.

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